Financing with McGovern Volvo Cars Albany

We Provide Luxury Car Financing for Customers from Schenectady to Saratoga Springs 

After discovering the right new Volvo or pre-owned luxury car, our team can help finalize the transaction. Our finance team is here to provide you with a bevy of options so you can buy or lease vehicles in our showroom in a smooth and transparent manner, getting you one step closer to owning a standout luxury vehicle for your Albany commute.

To Lease or to Buy a Volvo Model, That is the Question 

Should you lease or buy your new Volvo? That is a question our finance team hears often, and we can offer guidance on the matter. To upgrade your vehicle in a few years with little hassle, a Volvo lease is perfect. If you love owning your car or SUV outright eventually, buying is the way to go.

Discover Premium Volvo Features & Performance for Yourself at McGovern Volvo Cars Albany

If you're ready to take the next step towards bringing a new vehicle home to  Amsterdam, visit us today. Our dealership in Albany NY is known for our customer service, and our financing team can go the distance for you to get you into the right new car or SUV on your terms. Contact us today if you have further questions, and our team will be happy to answer them for you.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Finance or Lease Your New Volvo?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

McGovern Volvo Cars Albany can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
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Welcome to Our Financing Department

Welcome to McGovern Volvo Cars Albany's Finance Department, your auto loan and car lease resource. We're eager to provide financing for your new car, or we can assist in used car financing. To get started, please fill out the Finance Application form to the left.

All types of credit, from good to bad, can qualify for an auto loan. No credit, no problem! We will work with you to secure a no credit car loan if your situation demands it. McGovern Volvo Cars Albany has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.

Low interest car loans are available for customers with existing loans. We can help you refinance your car loan or adjust the term of the contract. You're just a step away from approved car financing!

Your privacy is important to us.

McGovern Volvo Cars Albany takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. McGovern Volvo Cars Albany

    350 New Karner Rd
    Northeast
    Colonie, NY 12205

    • Sales: (838) 231-5010
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Get in Touch With Us

  • Contact our Sales Department at: (838) 231-5010
  • Monday9:00 AM-7:00 PM
  • Tuesday9:00 AM-7:00 PM
  • Wednesday9:00 AM-7:00 PM
  • Thursday9:00 AM-7:00 PM
  • Friday9:00 AM-6:00 PM
  • Saturday9:00 AM-6:00 PM
  • SundayClosed